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Raiffeisen International and RZB decide on transaction details for planned merger

• The transaction structure envisages merging the business units with Raiffeisen International which are to be spun-off from RZB
• Share of Raiffeisen International free float will amount to 21.5 per cent following the transaction
• Managing boards set the exchange ratio at 30.7 shares of Raiffeisen Bank International for one share of the RZB subholding Cembra

link to Conference Call Webcast: 31.08.2010

link to Conference Call Presentation: 31.08.2010

link to supporting documents for Raiffeisen International AGM 2010

links to Conference Call Audio Webcasts

links to Conference Call Presentations 

• Profit before tax of EUR 304 mn (up 98% y-o-y)
• Consolidated profit (after minorities) of EUR 171 mn (up 119% y-o-y)
• Net interest income decreased to EUR 1,430 mn (down 4% y-o-y)
• General administrative expenses of EUR 1,207 mn (up 6% y-o-y)
• Operating result amounting to EUR 889 mn (down 17% y-o-y)
• Provisioning for impairment losses decreased to EUR 560 mn (down 42% y-o-y)
• Cost/income ratio of 57.6% (up 6.0PP y-o-y)
• Core Tier 1 Ratio (total risk) of 9.2% (stable compared to FY 2009)
• Tier 1 ratio (credit risk) of 13.9% (down 0.2PP compared to FY 2009)
• Tier 1 ratio (total risk) of 11.0% (stable compared to FY 2009)

link to the online Semi-Annual Financial Report as of 30 June 2010

PDF-download Semi-Annual Financial Report as of 30 June 2010

data in xls-format Semi-Annual Financial Report as of 30 June 2010

link to the RZB Semi-Annual Financial Report as of 30 June 2010

• Profit before tax of EUR 166 mn (up 99% y-o-y)
• Consolidated profit (after minorities) of EUR 100 mn (up 78% y-o-y)
• Net interest income decreased to EUR 690 mn (down 10% y-o-y)
• General administrative expenses of EUR 585 mn (up 2% y-o-y)
• Operating result amounting to EUR 428 mn (down 20% y-o-y)
• Provisioning for impairment losses decreased to EUR 295 mn
  (down 34% y-o-y)
• Cost/income ratio from 51.7% to 57.7% (up 6PP y-o-y)
• Tier 1 ratio (credit risk) of 14.3% (up 0.2PP compared to FY 2010)
• Tier 1 ratio (total risk) of 11.2% (up 0.2PP compared to FY 2010)
• Core Tier 1 ratio (total risk) of 9.4% (up 0.2PP compared to FY 2010)

link to the online First Quarter Report 2010

PDF-download First Quarter Report 2010

data in xls-format First Quarter Report 2010

link to the RZB First Quarter Report 2010

• Consolidated profit (after minorities) of EUR 212 mn (down 78% y-o-y)
• Net interest income decreased to EUR 2,937 mn (down 9% y-o-y)
• General administrative expenses reduced to EUR 2,270 mn (improved by 14% y-o-y)
• Operating result amounting to EUR 2,056 mn (down 9% y-o-y)
• Results strongly influenced by provisioning amounting to EUR 1,738 mn (up 123% y-o-y)
• Profit after tax of EUR 287 mn (down 73% y-o-y)
• Cost/income ratio improved from 54.0% to 52.5% (down 1.5PP y-o-y)
• Tier 1 capital ratio (credit risk) of 14.1% (up 4.4PP y-o-y)
• Tier 1 capital ratio (total) of 11.0% (up 2.9PP y-o-y)

link to the online Annual Report 2009

PDF download Annual Report 2009

data in xls-format Annual Report 2009

• Profit after tax of EUR 216 mn (up 75% q-o-q; down 78% y-o-y)
• Consolidated profit of EUR 156 mn (up 255% q-o-q; down 82% y-o-y)
• Results strongly influenced by provisioning amounting to EUR 1,365 mn (down 24% q-o-q; up 273% y-o-y)
• Net interest income slightly declined to EUR 2,224 mn (q-o-q unchanged; down 5% y-o-y)
• Stable development of operating result amounting to EUR 1,603 mn (q-o-q and y-o-y almost unchanged)
• Cost/income ratio improved to 51.1% (down 3.5PP y-o-y)
• Tier 1 capital ratio (total) of 10.5% (up 2.4PP compared to FY 2008)
• Tier 1 capital ratio (credit risk) of 13.0% (up 3.3PP compared to FY 2008)

link to online Third Quarter Report 2009

PDF-download Third Quarter Report 2009

• Profit after tax of EUR 119 mn (down 82% y-o-y; down 13% q-o-q)
• Consolidated profit of EUR 78 mn (down 86% y-o-y; down 61% q-o-q)
• Results strongly influenced again by a rise in provisioning amounting to EUR 969 mn (up 381% y-o-y; up 18% q-o-q)
• Net interest income remains stable at EUR 1,496 mn (y-o-y unchanged; down 5% q-o-q)
• Positive development of operating result amounting to EUR 1,072 mn (up 4% y-o-y; q-o-q unchanged)
• Cost/income ratio has improved to 51.6% (down 3.2PP y-o-y)
• Tier 1 capital ratio (total) of 8.5% (up 0.4PP compared to FY 2008); the pro forma Tier 1 capital ratio (total) including the capital enhancement would amount to 10.4%
• Tier 1 capital ratio (credit risk) of 10.4% (up 0.7PP compared to FY 2008); the pro forma Tier 1 capital ratio (credit risk) including the capital enhancement would amount to 12.7%

link to online Semi-Annual Report 2009

PDF-download Semi-Annual Report 2009

•  First quarter consolidated profit of EUR 56 mn (down 53% q-o-q; down 78% y-o-y)
• Results strongly influenced by a rise in provisioning amounting to EUR 445 mn (up 7% q-o-q; up 379% y-o-y) due to worsening market conditions
• Net interest income amounts to EUR 767 mn (down 14% q-o-q; up 8% y-o-y)
• Stable operating income of EUR 1.1 bn (down 17% q-o-q; up 2% y-o-y)
• Cost/income ratio improved to 51.7% (down 2.3PP compared to FY 2008)
• Tier 1 capital ratio of 7.7% (total), once again affected by unfavourable FX developments in the first quarter (down 0.4PP compared to FY 2008)
• Tightening of lending criteria, strengthening of workout and collection functions

link to online First Quarter Report 2009

PDF-download First Quarter Report 2009