By opening and/or using the information, services, links, functions, applications or programmes (hereinafter: "contents") offered on this website (hereinafter the "Website"), the user hereby agrees to be bound by the terms and conditions set out below:

Copyright law:

The contents offered on this website and sub-sites are protected by copyright law. The downloading or storage of applications or programmes contained on the Website and the (complete or partial) reproduction, transmission, modification or linking of the contents of the Website shall only be permitted with the express and written consent of Raiffeisen International Bank-Holding AG (hereinafter "Raiffeisen International").

Users are, however, entitled to print, download or store individual pages or segments of this website under the provisions of Austrian copyright law and only if the copyright notices or other designations protected by law are neither removed nor changed.

No solicitation or investment recommendation:

The contents of the Website shall serve only information purposes and shall not be considered a solicitation or an offer to buy or sell any type of investment instrument under Austrian capital market laws or under capital market laws of other jurisdictions. All concrete investment decisions should be preceded by an appointment with an investment advisor.

Information content, timeliness of information:

Raiffeisen International has made every effort to ensure reliability in researching the information published on this Website as well as in selecting the source of information used. Nonetheless, Raiffeisen International does not assume any liability whatsoever for the correctness, completeness, timeliness or uninterrupted availability of the information made available on its Website or as regards the sources of information used.

Certain statements contained in this Website may be statements of future expectations and other forward-looking statements that are based on the management's current views and assumptions and involve known and unknown risks and uncertainties that could cause actual results, performance or events to differ materially from those expressed or implied in such statements.

Analyses or forecasts (e.g. with regard to markets, prices, companies etc.) published on the Website are based on the information available and the market assessment at the point in time stated in the respective publications. Company analyses may rely in part on information taken directly from the respective company's own sources. We do not assume and hereby expressly exclude any liability for the correctness, completeness or actual occurrence of the events described in the forecasts.

Certain financial data (e.g. stock exchange prices) may in some cases only be published after a certain interval of time has lapsed as defined by the data vendor (usually about 15 minutes). Furthermore, please note that many of the times are given in Greenwich Mean Time (GMT).

Restricted access due to local regulations:

Due to the laws applicable in some jurisdictions or regulations imposed by capital market or securities authorities, some of the information published on the Website (e.g. stock analyses) is not addressed to private individuals. In order to ensure the enforcement of such local access restrictions, Raiffeisen International retains the right to take any (technical) measures it may deem suitable for restricting such information or segments of information subject to the aforementioned restrictions. The passing on of information contained on the Website, which is subject to local access restrictions valid in certain countries, to the persons stated in the relevant restrictions may constitute a breach of securities law or of other laws of said countries.

Links to websites or URLs of third-party providers:

With the exception of the cases regulated under § 17 of the Austrian E-Commerce Act, Raiffeisen International does not assume any liability for the content of websites or URLs of other providers to which links are provided. Neither does Raiffeisen International assume any liability for the uninterrupted availability or full functionality of the links to websites or URLs of third parties.

Exclusion of liability:

Raiffeisen International makes no warranty and will accept no liability for any damages whatsoever (including consequential or indirect damages, or lost profits) relating to the access to the Website, the opening, use or querying of the contents on the Website or relating to the links set up on the Website to websites or URLs of third parties. This also applies in cases in which the possibility of incurring such damages was pointed out to Raiffeisen International.

Furthermore, Raiffeisen International shall not be liable for technical disruptions such as server breakdowns, operating disruptions or failures of the telecommunications links and other similar events, which could lead to the (temporary) unavailability of the Website as a whole or parts of it.

Storage of registration data:

Raiffeisen International reserves its right to make certain areas of its Websiteonly available to registered users. By sending the completed online registration form, the user confirms the completeness and correctness of the data given and also confirms having truthfully answered the questions asked. Furthermore, by sending the completed online form, the user hereby declares his or her consent to the electronic processing of his or her registration data by Raiffeisen International for both internal banking organisational purposes and for transmission to other credit institutions within the Raiffeisen Banking Group, which may in turn also process, pass on or use such data.

Changes to the RZB-Webseite:

Raiffeisen International retains the right to change and to remove the Website at any time (if necessary also without prior notice), in particular as regards changing existing content (in full or in part) and adding new content.

Please also take note of the general information provided pursuant to § 5 of the E-Commerce Act.